Dayton Homes under $400,000

Dayton Homes under $400,000

Welcome to Dayton, Kentucky – a charming city nestled in Campbell County, just a stone's throw from the bustling metropolis of Cincinnati. With its rich history, friendly community, and beautiful riverfront views, Dayton offers a unique blend of small-town charm and urban convenience. Whether you're a first-time homebuyer, looking to downsize, or seeking a vibrant community to raise your family, Dayton has something for everyone.

One of the most appealing aspects of Dayton is its affordability. Here, you can find an array of homes under $400,000, making it an ideal destination for those looking to invest in real estate without breaking the bank. From cozy bungalows to spacious family homes, the property options are diverse, catering to various lifestyles and preferences. Many homes in Dayton feature modern amenities while retaining their historical charm, providing a perfect backdrop for your new life.

Dayton boasts a strong sense of community with local events, parks, and recreational activities that foster connections among residents. Explore the scenic riverfront, enjoy a leisurely stroll through the parks, or participate in the vibrant local arts scene. With excellent schools and a welcoming atmosphere, it’s no wonder that families and professionals alike are drawn to this delightful city.

If you're ready to discover your dream home in a community that feels like family, look no further than Dayton, KY. With homes under $400,000, the perfect blend of affordability and charm awaits you. Come and experience the warmth of Dayton – where your new adventure begins!

Newest Dayton Homes under $400,000

1112 5th Avenue, Dayton
$249,000
4 Beds ⋅ 2 Baths ⋅ 647541 MLS
Completely remodeled 4-bedroom, 2-full-bath home with eye-catching finishes and a thoughtfully designed floor plan! The main level features a primary bedroom, living room, and an additional bedroom. The updated kitchen boasts shaker cabinets, granite countertops, and newer appliances. LVP flooring throughout pairs with plush bedroom carpeting for a fresh, cohesive look. Major mechanical updates include a newer water heater (2026), AC, furnace, and new sewer liner (2026) with lifetime warranty. Enjoy the fenced backyard, complete with a hot tub, offering a great space to relax or entertain. Street parking in front and a private parking pad in the rear add convenience. Whether you're looking for your next home or an investment opportunity, this remodeled property is full of possibilities! Agent owned

1112 5th Avenue, Dayton
401 Benham Street, Dayton
$249,900
3 Beds ⋅ 2 Baths ⋅ 647065 MLS
Beautifully updated from top to bottom, this brick home offers the character of an established neighborhood with the modern finishes and conveniences today's buyers are looking for! Major updates have already been completed, giving you the charm of a classic home with the confidence of updated systems. Inside, you'll find approximately 1,540 sq. ft. of living space featuring a beautifully updated kitchen with quartz countertops and newer appliances, renovated bathrooms, and generous room sizes throughout. The rare attached two-car garage is a standout feature and hard to find in homes of this style and location! Step outside to enjoy the private outdoor entertaining area, perfect for relaxing, grilling, or gathering with friends. Love getting outside? The marina, neighborhood playground, and floodwall walking area are all nearby, giving you plenty of opportunities to walk, explore, and enjoy the neighborhood. Just minutes from downtown Cincinnati, shopping, dining, entertainment, and major highways. Move-in ready and perfectly positioned to enjoy everything Dayton has to offer!

401 Benham Street, Dayton
511 Mckinney Avenue, Dayton
$207,900
3 Beds ⋅ 2 Baths ⋅ 647028 MLS
Step into this beautifully updated home that is right by the avenue with shops, restaurants and entertainment. Gorgeous hardwood flooring, spacious updated kitchen with stainless appliances and walkout to a wonderful private backyard. Both bathrooms have been updated too. Custom iron railings, new carpet in bedrooms, full basement. Immediate occupancy. May be eligible for special financing with River City and Ky Housing.

511 Mckinney Avenue, Dayton
130 4th Avenue, Dayton
$149,000
3 Beds ⋅ 1 Baths ⋅ 646880 MLS
Turnkey, fully remodeled, and priced to move under $160k! Nestled in the heart of rapidly growing Dayton, Kentucky, this refreshed home offers an unbeatable combination of modern updates, financing flexibility, and smart accessibility.

130 4th Avenue, Dayton
207 Fifth Avenue, Dayton
$398,900
3 Beds ⋅ 3 Baths ⋅ 646849 MLS
Welcome to this beautifully designed 2-story new construction home offering modern style, thoughtful finishes, and an unbeatable location! With approximately 1,300 sq. ft., this home features an inviting open-concept floor plan and 9-foot ceilings throughout, creating a bright, spacious, and airy feel. The spacious kitchen is a standout, featuring quartz countertops, stainless steel appliances, and a huge walk-in pantry with plenty of storage. The open kitchen, dining, and living areas create a seamless space that's perfect for everyday living and entertaining. Upstairs, you'll find 3 bedrooms and 2 full baths, including a spacious primary suite with a stunning cathedral ceiling. One of the additional bedrooms also features a cathedral ceiling, adding extra character and an open, airy feel. The spare bedrooms offer flexibility and can easily function as home offices, guest rooms, or additional living space to fit your lifestyle. A convenient half bath on the main level provides added functionality for guests. Enjoy the best of both convenience and location, with Downtown Cincinnati just minutes away and vibrant Bellevue Avenue within walking distance. Explore an array of shops, restaurants, bars, coffee spots, and local businesses right outside your door.

207 Fifth Avenue, Dayton
506 8th Avenue, Dayton
$214,000
2 Beds ⋅ 2 Baths ⋅ 646814 MLS
Seller offering rate buy down! This saves the buyer more money than a lower price. Call for details! Discover the charm and convenience living in one of Northern Kentucky's historic river cities! This inviting 2-bedroom, 1.5-bath home offers a comfortable layout with convenient first-floor laundry and a spacious eat-in kitchen featuring granite countertops, stainless steel appliances, and a walkout to the backyard--perfect for easy everyday living and entertaining. Spend your mornings walking or biking along nearby Riverfront Commons, enjoy the Ohio River and Cincinnati skyline, explore the shops and restaurants of the surrounding river communities, or be in downtown Cincinnati in minutes.

506 8th Avenue, Dayton
1101 Mckinney Avenue, Dayton
$224,900
3 Beds ⋅ 2 Baths ⋅ 646120 MLS
Live in a great neighborhood just 3 miles from Downtown Cincinnati! This home offers 3-4 Bedrooms, 2 Full Bathrooms, and an attached Garage. This quiet block in Dayton KY offers seasonal views of Downtown and is within walking distance of all that Dayton & Bellevue have to offer from shops, bars, and restaurants. Large covered front porch, plus multiple patios and rear lawn to enjoy the outdoors. Modern Kitchen with newer stainless steel appliances, sink, and lighting. Bedroom and Full Bath on first floor, 2 Bedrooms, Study, and Full Bath on 2nd floor. Waterproofed basement with a transferable warranty. Spacious rooms and plenty of space!

1101 Mckinney Avenue, Dayton
507 3rd Avenue, Dayton
$169,900
2 Beds ⋅ 1 Baths ⋅ 645766 MLS
Open Sunday October 4th Noon-2pm! Up to $5k available down payment assistance! Charming cottage ready for its next chapter! Whether you're a first-time homebuyer looking to make the move into homeownership or an investor searching for your next opportunity, this home offers plenty of possibilities. Enjoy it as your own, add it to your long-term rental portfolio, or explore its potential as an Airbnb or VRBO. With inviting character and a versatile layout, this is the kind of property that can work for a variety of goals. Why keep paying rent when you could start building equity, or put this one to work as an income-producing investment? Spacious lvg rm, equipped eat-in kitchen, stainless appliances, butcher block counters, tile shower, 1st fl laundry, fenced rear yard and best part-short walk to dining, breweries, coffee shops, bike paths, and entertainment. All that is missing is you. *Buyer to verify all short-term rental requirements, zoning, licensing, and restrictions.*

507 3rd Avenue, Dayton
922 6th Avenue, Dayton
$199,000
3 Beds ⋅ 1 Baths ⋅ 645705 MLS
Cute as a button & move-in ready! This charming home is full of warmth and opportunity. Features include 3 bedrooms, with 2 bedrooms conveniently located on the 1st floor * new carpet * freshly painted throughout * brand-new stainless steel appliances * cozy covered front porch * nice yard with plenty of room for gardening, pets or play * 1st-floor laundry hookup * alley access behind the home offers the opportunity to create off-street parking. Come experience all that Dayton has to offer--great local restaurants, the marina, coffee shops, parks, and so much more. Charming, convenient, and ready to welcome you home!

922 6th Avenue, Dayton
567 Riverpointe Drive, Dayton
$264,500
2 Beds ⋅ 2 Baths ⋅ 645240 MLS
Condo with 2 bedrooms, 2 full baths, plus flex office/guest space in desirable Riverpointe Community that provides a quiet country type setting but has exciting city life minutes away. Offers 9 ft. ceilings, private patio, 1 car detached garage, and reserved parking space. The kitchen has plenty of cabinet, pantry, and utility closet storage. There are 2 optional dining spaces. The primary suite has a private bath with a large walk-in shower and walk-in closet conveniently located off the bath area. Amenities include a beautiful clubhouse (reservable for private events), fitness center, and infinity pool with open tanning/relaxation areas, covered areas with table/chairs, fireplace, and grill. Short drives to area attractions: 7 minutes to Dayton/Bellevue Riverwalk and Marina at Manhattan Harbor; 10-15 minutes to Newport on the Levee/Aquarium and Cincinnati (Newport parking to walk/shuttle to Cincinnati Reds or Bengals game); 15 minutes to MegaCorp Pavilion (entertainment/concert venue); quaint shops and restaurants in Dayton/Bellevue with seasonal/monthly community events; and multiple parks throughout Campbell County with play areas, walking spaces, and recreational facilities. Short drives (10-15 minutes) to grocery and shopping areas; fast food and traditional restaurants, gas facilities, and local hotels for out-of-town family and friends. 17 miles to Greater Cincinnati/Northern KY Airport. Close to Northern Kentucky and Cincinnati Hospitals and Physicians. 1.3 miles to local schools.

567 Riverpointe Drive, Dayton
311 6th Avenue, Dayton
$275,000
3 Beds ⋅ 2 Baths ⋅ 645118 MLS
Opportunity is knocking with this spacious 3-bedroom, 2-bath home ! Whether you're looking for your next home to personalize or an investment property with great potential, this one offers a solid foundation and endless possibilities. The functional floor plan provides plenty of living space, while the home's character is still tact. Original hardwood floors are believed to be underneath the upstairs carpet, giving you the opportunity to restore their timeless beauty. The main level features durable vinyl and tile flooring for easy maintenance. Enjoy added peace of mind knowing the central air system was just replaced in 2025. The home is heated by two furnaces, allowing separate heating for the upstairs and downstairs for added comfort and efficiency. With generous room sizes, great bones, and so much potential, this property is the perfect blank canvas to create the home you've always envisioned. Conveniently laid out with three bedrooms and two full bathrooms, there's plenty of space for family, guests, or a home office.. Homes with this much potential don't come around often--schedule your showing today and imagine the possibilities!

311 6th Avenue, Dayton
402 Dayton Avenue, Dayton
$389,900
4 Beds ⋅ 2 Baths ⋅ 644684 MLS
Expansive Estate on large lot in Dayton, Ky! Brand new everything from top to bottom, inside and out! This stately home features 4 bedrooms and 2 full baths. Extra large parking pad, first floor laundry. Within walking distance to dining, nightlife, and shops. Don't let this one get away. Seller is a licensed real estate Broker

402 Dayton Avenue, Dayton
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