Fort Thomas Homes under $400,000

Fort Thomas Homes under $400,000

Welcome to Fort Thomas, Kentucky—a charming city that perfectly blends small-town warmth with modern conveniences. Nestled in Campbell County, just a stone’s throw from Cincinnati, Fort Thomas boasts a rich history, vibrant community spirit, and an array of recreational opportunities. With its tree-lined streets, picturesque parks, and a strong sense of community, Fort Thomas is an ideal place for families, young professionals, and retirees alike.

One of the most appealing aspects of Fort Thomas is its affordability. For those seeking a cozy home without breaking the bank, the city offers a variety of properties under $400,000. Whether you're looking for a quaint bungalow, a spacious family home, or a contemporary townhouse, you’ll find a diverse selection of real estate options that cater to your lifestyle and budget.

Fort Thomas is known for its excellent schools, making it a prime location for families. The city also hosts numerous community events throughout the year, fostering a strong sense of belonging among residents. With easy access to downtown Cincinnati, you can enjoy the vibrant arts scene, diverse dining options, and exciting entertainment while returning to the tranquility of your Fort Thomas home.

Outdoor enthusiasts will love the nearby parks, walking trails, and recreational facilities, providing ample opportunities for exercise and relaxation. If you’re ready to find your dream home in a city that offers both charm and convenience, Fort Thomas is waiting for you! Explore our listings today and discover the perfect place to call home in this delightful Kentucky community.

Newest Fort Thomas Homes under $400,000

13 Crowell Avenue, Fort Thomas
$335,000
4 Beds ⋅ 3 Baths ⋅ 647602 MLS
Sit back and relax on the covered front porch of this spacious 4-to-5-bedroom home in the top-rated Fort Thomas Independent School District! The open kitchen flows into the dining and family rooms, creating a welcoming space for everyday living and entertaining. A flexible room at the back of the home could serve as an office, playroom, or recreation room, and the first-floor layout offers the possibility of up to three bedrooms. Enjoy hardwood floors, some newer windows, a walkout to a flat backyard with an above-ground pool and deck, and a built-in one-car garage. It is conveniently located within walking distance of parks, schools, restaurants, bus-line and more. Contact me today to set up your own private showing!

13 Crowell Avenue, Fort Thomas
23 Cliffgate Lane, Fort Thomas
$235,000
2 Beds ⋅ 3 Baths ⋅ 647579 MLS
One of Fort Thomas' best-kept secrets! Tucked into the Cliffgate community, this charming townhome offers stylish, comfortable living in an incredibly convenient location--just minutes to downtown Cincinnati, Newport shopping, restaurants in a walkable communtiy! Beautiful flooring flows throughout the home, with an inviting, spacious living room opening to a private deck. The pretty kitchen features gray cabinetry, granite countertops and updated finishes. Upstairs, you'll find two spacious bedrooms with generous closets featuring custom organizers and a beautifully remodeled full bath. The finished walkout lower level is a cozy retreat with a gas fireplace, family room and laundry room. Step outside to the lower patio and small yard, perfect for enjoying the outdoors or giving your four-legged friends a little space of their own. Covered carport parking adds everyday convenience. An easy commute, two outdoor living spaces and three levels of comfortable living--all in a tucked-away Fort Thomas community!

23 Cliffgate Lane, Fort Thomas
500 Hill Street, Fort Thomas
$169,900
2 Beds ⋅ 2 Baths ⋅ 647472 MLS
Welcome to easy, low maintenance living in Fort Thomas! This well maintained 2 bedroom, 2 bath condo offers 1,008 sqft of comfortable living space with a functional layout, spacious living and dining areas, and a primary bedroom featuring a private ensuite bathroom. Recent improvements include a new dishwasher and microwave, washer and dryer approximately one year old, and a brand new water heater installed just two weeks ago. The HVAC was serviced this spring, and the carpets have been professionally cleaned. Enjoy community amenities including a clubhouse and swimming pool, along with the convenience of assigned parking and a dedicated storage locker. Located in Fort Thomas Independent School District with convenient access to highways, Newport shopping center, and downtown Cincinnati. A great opportunity for comfortable, low maintenance condo living!

500 Hill Street, Fort Thomas
42 Brentwood Place, Fort Thomas
$300,000
3 Beds ⋅ 2 Baths ⋅ 647224 MLS
Welcome to 42 Brentwood Place in the desirable city of Fort Thomas, where timeless cottage charm meets space to spread out and make yourself at home! Built in 1910, this inviting 3 bedroom, 2bathroom home showcases character inside and out, from its well kept exterior to its beautifully maintained interior, complete with hardwood floors and a thoughtfully arranged layout. The gourmet kitchen features cherry wood cabinetry and stainless steel appliances, while the separate dining room makes gathering over a meal feel right at home. Enjoy a comfortable living room, a primary bedroom with an adjoining bathroom, and a sunroom off the kitchen that's perfect for morning coffee or a quiet afternoon. The finished lower level includes a second bedroom, a separate full bathroom, and flexible living space that could be considered a third bedroom, a home office, or even a second family sitting area for movie nights or hosting. Outside, the porch overlooks the fenced backyard, offering a welcoming spot to relax or entertain. A large shed with electricity brings even more possibilities for storage, a workshop, or your own home gym. The seller is offering a 1 year Achosa home warranty for added peace of mind. Come explore the charm, imagine the possibilities, and make this Fort Thomas cottage part of your next chapter.

42 Brentwood Place, Fort Thomas
125 Mayo Avenue, Fort Thomas
$300,000
3 Beds ⋅ 2 Baths ⋅ 646912 MLS
Charming Brick home heart of Fort Thomas. This 3 bedroom is located on quiet cul-de-sac street is just minutes from downtown and shopping. Refinished Hardwood Floors Throughout the home*9' ceilings throughout 1st floor*crown moldings*Fireplace*Updated Bathroom*Spacious deck with fantastic view of mature trees*Covered front porch*1 car garage*Freshly Painted

125 Mayo Avenue, Fort Thomas
49 Dumfries Avenue, Fort Thomas
$399,900
3 Beds ⋅ 3 Baths ⋅ 646739 MLS
Enjoy the covered front porch and easy living in this charming home tucked away on a quiet cul-de-sac in a fantastic, walkable location between Johnson Elementary and the Highlands. Full of character and thoughtful updates, this home offers a wonderful blend of original details and modern convenience. The inviting living room showcases a distinctive Rookwood fireplace and an abundance of natural light. The spacious dining room features a built-in bench and opens to the kitchen with stainless steel appliances. First-floor primary suite with an en-suite bath. Step outside to the expansive deck and enjoy the huge, fenced-in private backyard--an ideal setting for relaxing, entertaining, and outdoor living. Upstairs offers generously sized bedrooms, including one with a walk in closet that can double as a nursery or home office. Newer windows, a finished space in the basement, covered back patio area and gleaming hardwood floors accented by beautiful inlay. With its spacious rooms, flexible floor plan, private outdoor space, and sought-after location, this well-maintained home has plenty to offer!

49 Dumfries Avenue, Fort Thomas
710 Highland Avenue, Fort Thomas
$275,000
3 Beds ⋅ 2 Baths ⋅ 646662 MLS
Located in desirable Ft. Thomas, this 3 bedroom, 1.5 bath home offers classic charm and comfortable living. Enjoy a bright sunroom just off the living room -- perfect for relaxing or entertaining. Previously used as a long-term rental, this property is full of potential. Bring your vision and transform it into your own personal residence in one of Northern Kentucky's most sought-after communities.

710 Highland Avenue, Fort Thomas
509 Calumet Court, Fort Thomas
$279,900
2 Beds ⋅ 2 Baths ⋅ 646561 MLS
Totally remoldeled 2 or 3 beedroom 2 bath condo with 20ft covered porch. One of the bedrooms could be office or study. All appliances are brand new. 1 car garage and storage area. Features a community Pool and Clubhouse. New carpet and laminate floors throughout. New roof 3/26/26. New landscaping fall 2026 and parking lot scheduled to be paved October 2026.

509 Calumet Court, Fort Thomas
350 Rossford Avenue, Fort Thomas
$325,000
3 Beds ⋅ 2 Baths ⋅ 646373 MLS
Take a step back in time at 350 Rossford Ave., a beloved Fort Thomas home that has been owned by the same family for more than 50 years. Situated on a quiet street in the highly sought-after Fort Thomas school district, this home offers incredible potential and a wonderful opportunity to make it your own. Step inside to find bright, open living spaces filled with natural light, a spacious kitchen, new windows throughout, 2 first-floor bedrooms, and a full bathroom. Just off the main living area, an updated covered deck overlooks a beautiful yard--an outdoor space that is truly hard to find in Fort Thomas. Upstairs offers additional living space or a third bedroom, while the lower level features a full bathroom, finished space, and walkout access to the backyard. Add your cosmetic touches to this darling home and the possibilities are endless.

350 Rossford Avenue, Fort Thomas
155 Summit Avenue, Fort Thomas
$299,000
5 Beds ⋅ 3 Baths ⋅ 646365 MLS
New price! Rare opportunity to own a 5-bedroom, 3-full bath home in Ft Thomas and in the Ft Thomas school system. Located in the highly desirable Holiday Acres Subdivision. The expansive floorplan allows for a variety of the new homeowner's requirements. Need 4-5 Bedrooms? Got 'em! Need home office space, exercise room, craft room? You can have them all! Systems include newer tankless HWH and newer high efficiency HVAC. Roof is approximately 6 yrs old. All kitchen appliances are included as well as two washers & dryers from both laundry areas. Offers built-in garage & driveway parking. Features privacy fenced rear yard, patio and deck with cover for relaxation, entertaining, or family fun. Make this your new home in a great neighborhood & great town, in a very highly rated school system. Come tour it today!

155 Summit Avenue, Fort Thomas
662 S Grand Avenue, Fort Thomas
$239,000
2 Beds ⋅ 2 Baths ⋅ 646047 MLS
Beautifully remodeled townhome with updated kitchen, bathrooms. flooring, paint, etc. Move in ready. Walking distance to parks, restaurants, business district. Pet permitted up to 45 pounds.

662 S Grand Avenue, Fort Thomas
118 Brentwood Place, Fort Thomas
$184,900
2 Beds ⋅ 2 Baths ⋅ 645719 MLS
Opportunity awaits with this 1-story home featuring 2 bedrooms, 2 bathrooms, and a full unfinished basement offering excellent storage or future expansion potential. Located in the highly desirable Fort Thomas community, this property presents an outstanding opportunity for investors, renovators, or buyers looking to add their own personal touches. The functional floor plan provides a solid foundation for updates and customization, while the unfinished basement offers additional possibilities to maximize the home's value. Conveniently located near shopping, dining, parks, and major roadways, this property combines location and potential in one package. Property is being sold AS-IS. Cash or renovation loan buyers are encouraged to explore the possibilities this home has to offer. Schedule your showing today!

118 Brentwood Place, Fort Thomas
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