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$209,900
3 Beds ⋅ 1 Baths ⋅ 646712 MLS
100 percent Financing Available Through KY Housing or the Covington Yes You Can Program! Move-in-ready 3-bedroom home in Covington, KY offering walkability, off-street parking, a fenced backyard, major recent improvements, and a convenient Northern Kentucky location just 6 miles from Downtown Cincinnati. This immaculate home blends original character with modern updates featuring beautiful original woodwork and casings, hardwood floors, newer carpet, neutral décor, fresh paint, ceiling fans, and abundant natural light. The remodeled eat-in kitchen features stainless steel appliances, ceramic tile flooring, recessed lighting, and a convenient pass-through window connecting to the dining room. The remodeled bathroom includes a newly resurfaced tub. Major improvements offer added peace of mind including all new windows in 2025, a roof approximately 3 years new, and a professionally waterproofed basement by EverDry with a lifetime transferable warranty. Outdoor features include a covered front porch, updated deck, fenced backyard, storage shed, and hard-to-find off-street parking for 2 vehicles. Enjoy a walkable location near Kroger and restaurants, quick access to major expressways, and easy access to Downtown Cincinnati and the Greater Cincinnati area. Whether you're searching for a first home, move-in-ready Northern Kentucky property, or a home close to Cincinnati, this property delivers updated features, outdoor space, walkability, parking, major improvements, and exceptional 100 percent financing opportunities.

4316 Decoursey Avenue, Covington
$209,900
3 Beds ⋅ 2 Baths ⋅ 646682 MLS
Welcome home to this charming 3-bedroom, 1-bath home featuring a great combination of character and modern updates! Step inside to find beautiful hardwood floors throughout, an updated kitchen and bathroom, and plenty of comfortable living space. The inviting sunroom is the perfect place to relax and enjoy your morning coffee or unwind at the end of the day. Outside, you'll appreciate the convenience of off-street parking and a 1-car garage, providing additional parking and storage space. With its thoughtful updates and charming features, this home is ready for its new owners!

3302 Rogers Street, Covington
$209,900
2 Beds ⋅ 2 Baths ⋅ 646464 MLS
Well-maintained, quiet neighborhood 2-bedroom, 1.5-bath townhouse featuring an attached one-car garage, second-floor laundry, and spacious living areas. Recent updates include a 1-year-old HVAC system and a new water heater. Conveniently located near shopping, dining, NKU, and major highways. Move-in ready!

4 Springside Drive, Cold Spring
$209,900
2 Beds ⋅ 2 Baths ⋅ 644710 MLS
Welcome to this charming 3-bedroom, 2-bath home offering a comfortable blend of space and functionality. The inviting floor plan features a bright living area, a well-appointed kitchen with ample cabinet and counter space, and a dining area perfect for everyday meals or entertaining. The spacious primary bedroom includes a private bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to enjoy the backyard, providing plenty of room for outdoor gatherings, gardening, or relaxing. Conveniently located near parks, schools, shopping, dining, and major highways, this home offers comfort, convenience, and easy access to everything Erlanger and Northern Kentucky have to offer.

43 Linwood Avenue, Erlanger
$209,900
2 Beds ⋅ 1 Baths ⋅ 643937 MLS
Don't miss this Cozy 2 bedroom( & 2 other large rooms potentially could be bedrooms) 1 bath country home that is conveniently located 4 miles off the Corinth Exit. Seller has decided to make this home available with more land. You can now own this beautiful home and 5 acres for $229,900. It is also still available with 1 acre for $209,900 Home has large eat in kitchen, nice size living room,3 rooms on the second level, front porch, nice back deck, good size yard with storage building, city water and septic. Would make someone a great home or rental property.

2730 Morgan Cr Road, Corinth
$209,900
640549 MLS
Beautiful tract of land runs to the back waters of Kincaid lake. Great place to build on your private land and plenty of fishing. Lot 7 starts just before the real estate sign. There's parking just past the sign on the left side.

Lot # 7 New Zion Road, Falmouth
$209,000
2 Beds ⋅ 2 Baths ⋅ 641013 MLS
This charming, renovated bungalow is a ''set-it-and-forget-it'' addition to any portfolio. Investors will appreciate the low-maintenance upgrades, including a modernized kitchen, refreshed bathrooms, and new flooring throughout. The property is currently occupied by reliable, long-term tenants under a lease through 2027, generating a consistent $1,800/month in gross rent. Enjoy a seamless transition and immediate ROI with this meticulously maintained, high-demand rental.

312 Commonwealth Avenue, Erlanger
$208,500
2 Beds ⋅ 1 Baths ⋅ 645798 MLS
Cute Country Home Waiting to be Your New Home! Wonderful Easy Care Floors*Updated Shower in Full Bath*Spacious Eat-In Kitchen*Full Basement (recently waterproofed) with Built-In Garage*New Roof and Gutters 2026*Electric Panel Replaced*New Ceiling Fans*Plenty of Parking for Vehicles & Toys! Excellent Schools*One Year Home Warranty for the New Owner! Sit on the Front Porch and Listen to the Crickets & Tree Frogs! One Year Home Warranty for New Owner! Qualifies for USDA No Down Payment Loans - Call for Details!

2471 Hempfling Road, Morning View
$206,000
2 Beds ⋅ 2 Baths ⋅ 646265 MLS
Imagine this... TOP-FLOOR secure living, vaulted ceilings, an open floor plan, AND efficient utility bills... even in the winter. With WOODED views! Built in the early 2000s and previously used strictly as a vacation home, this condo has been so lightly lived in and beautifully maintained that you get to enjoy its pristine condition from day one. And wait until you hear what the HOA covers... your WATER, TRASH AND SEWER bills are included. PLUS a maintained swimming pool, stocked exercise room and lake access! Still need another reason to schedule your private showing? YES, you get a detached garage too! And the location? The seller says he can be in Downtown Cincinnati in about 15 minutes and at CVG in less than 20. Low maintenance living, low monthly expenses, great amenities, a garage AND an incredible location... this one makes condo living make a whole lot of sense. Seller is open to leaving furniture pieces, if desired.

614 Ivy Ridge Drive, Cold Spring
$205,900
2 Beds ⋅ 2 Baths ⋅ 645585 MLS
Upper-level condo living at its best in the desirable Signal Hill Condominiums! This move-in ready home features a bright open floor plan that seamlessly connects the living, dining, and kitchen areas. Wood-burning fireplace serves as a focal point in the living room, while the private covered porch offers a peaceful outdoor retreat. Additional highlights include an attached 1-car garage, in-unit laundry, and new hot water heater and HVAC system. Located in the heart of Wilder, this condo offers easy access to I-275, I-471, Northern Kentucky University, downtown Cincinnati, shopping, dining, and entertainment. Ideal for first-time buyers, professionals, or anyone seeking low-maintenance living in a prime Northern Kentucky location.

301 Spyglass Court, Wilder
$205,000
2 Beds ⋅ 1 Baths ⋅ 646173 MLS
Back on market through no fault of seller or property. Don't miss your second opportunity! Fully updated, move-in ready, and packed with charm! Welcome to 417 W 16th St, where the work has already been done for you. This adorable home has been beautifully refreshed inside and out, combining charming character with fresh, modern finishes throughout. Major improvements include a NEW ROOF and NEW HVAC, giving you added peace of mind for years to come. Step inside to a bright, updated interior that feels fresh, inviting, and ready to call home. From the curb appeal to the finishing touches inside, this one is truly turnkey. Cute, charming, updated, and ready for its new owner--schedule your showing before it's gone!

417 W 16th Street, Covington
$205,000
3 Beds ⋅ 1 Baths ⋅ 646156 MLS
Charming Newport Gem with Rare Garage & Prime Location! Freshly painted throughout, this inviting home offers a blend of character, convenience, and potential. During the owner's move, beautiful hardwood floors were discovered beneath the carpet, presenting an exciting opportunity for the next owner. The updated bathroom and convenient first-floor laundry room add modern comfort to everyday living. Upstairs, you'll find an unfinished bonus room ready to become a home office, hobby space, or potential additional bedroom. Outside, enjoy a fully fenced yard and one of the area's most sought-after features... a detached garage! Accessed from the alley, this hard-to-find space is perfect for vehicles, storage, a workshop, or hobbies. Location is key, and this home delivers! Situated in the heart of Newport, you'll enjoy easy access to I-471, I-275, and downtown Cincinnati, making commuting a breeze. Explore the vibrant local lifestyle with nearby restaurants, coffee shops, breweries, shopping, entertainment, and popular destinations such as Newport on the Levee, Newport Aquarium, Covington's MainStrasse Village, and Cincinnati's downtown business and entertainment districts. Enjoy weekends discovering local boutiques, antique stores, thrift shops, and neighborhood favorites all just minutes away. Whether you're searching for a place to call home or your next investment property, this home offers flexibility, convenience, and value in one of Northern Kentucky's most accessible locations. Don't miss your chance to own a property with character, potential, and the rare convenience of a detached garage!

326 W 11th Street, Newport
$205,000
2 Beds ⋅ 2 Baths ⋅ 644046 MLS
Enjoy low-maintenance living in this inviting 2-bedroom, 2-full bath condo in Florence! Featuring a private entrance and direct access to an oversized 1-car garage with additional storage space, this home offers both comfort and convenience. Inside, you'll find durable luxury vinyl plank flooring and vaulted ceilings throughout the living room, dining area, and primary bedroom. The spacious primary suite includes an attached full bath, while a dedicated office provides the perfect space for working from home or extra room for a craft or hobby. Also includes new washer and dryer purchased this year. Step outside to relax on your private balcony, ideal for enjoying your morning coffee or unwinding at the end of the day. Residents also enjoy access to community amenities including a clubhouse and pool. Conveniently located near shopping, dining, parks, and major highways, this move-in ready condo is ready for its new owner!

1126 Periwinkle Drive, Florence
$204,999
641132 MLS
The duplex that pays you back -- priced with the inspection already in mind. This duplex offers immediate income potential with two units generating a combined monthly rent of $1,840. Let's do this differently. This property has gone under contract twice, but didn't close. So here's the whole story before you ever book a showing: this is a solid circa-1950s duplex. We have done substantial work to solidify roof and water drainage on back of house. The foundation has been inspected and is solid. The finding: normal wear and tear consistent with the age of the structure. No structural failure. (Full documentation handed to any serious buyer on day one.) Now the good part: You can live for around $500 a month. The 2-bedroom unit is on the main floor. The separate entrance 1-bedroom unit is above. Both occupied, both renting under market. Options: Move into the upstairs unit, bring the downstairs to the going Erlanger rate of roughly $1,200-1,250, and your tenant covers nearly your entire payment. On an FHA loan at 3.5 down, that's an out-of-pocket housing cost around $450-500 a month. (At current rents of 1000 downstairs, you're still only 700 out of pocket each month). Renting a comparable one-bedroom in Erlanger costs twice that and buys you nothing. Here, someone else pays your mortgage while you build equity over time. Or, in a few years, you can move out, lease both units at market, and the building pays you instead. This is a value-priced, cash-flowing building for a buyer who can see past old-house bones to young cash flow. At $222,000 that's $111,000 per door, in a city where the median single-family home lists north of $400,000. Minutes from I-71/75, I-275, and CVG. 14 Locust Street. The best deal you can find in Erlanger today.

14 Locust Street, Erlanger
$204,900
3 Beds ⋅ 1 Baths ⋅ 642910 MLS
New Roof August 2026 !! This charming home offers three bedrooms and a fully updated kitchen and bath, complete with newer appliances and modern finishes. Updated flooring and lighting enhance the home's bright, welcoming interior. Outdoor living is a highlight, with covered porches at both the front and back. A one-car garage with loft storage plus an additional shed provide ample space for tools, hobbies, or seasonal items. Move-in ready with the character only a classic home can offer. One of the great things about these large rooms? you can repurpose and use for anything you want!

513 N Main Street, Williamstown
$201,000
2 Beds ⋅ 2 Baths ⋅ 646706 MLS
Welcome home to this inviting 2-bedroom, 2-bath condo featuring fresh paint throughout and new luxury vinyl plank flooring in the main living areas. The open floor plan, vaulted ceilings and abundance of natural light create a bright and spacious feel. A new washer and dryer will remain, and the HVAC and A/C were replaced in 2020. Enjoy relaxing or entertaining on the large screened-in patio, or take advantage of the community pool. Conveniently located near shopping, dining and everyday amenities, this condo offers comfortable, low-maintenance living in a great location!

30 Parkside Drive, Florence
$200,000
2 Beds ⋅ 2 Baths ⋅ 646376 MLS
Welcome to 389 Southwind Lane in the sought-after Rivers breeze community of Ludlow, KY, where maintenance-free living meets comfort and convenience just minutes from Downtown Cincinnati. Enjoy quick access to dining, entertainment, sporting events, and everyday amenities while coming home to a relaxed community setting. This updated home features your own private entrance, a new HVAC system, and newer appliances, offering modern comfort and peace of mind. Move-in ready and designed for an easy lifestyle, this is a fantastic opportunity to enjoy the best of Rivers breeze living with a prime location close to the city.

389 Southwind Lane, Ludlow
$200,000
646210 MLS
This 7.33+/- acre tract sits on Ryle Road, just off Beaver Road, in Boone County, Kentucky. It is a straightforward building lot, carrying 430+/- feet of road frontage along Ryle Road, with electric service already available at the road. The property is located approximately a half mile from the Ohio River, placing it within the stretch of Boone County shaped by the river's presence. The property falls within Boone County Schools, the county's public school district. The location fits a move from the city onto acreage while staying connected to the region. Union, Kentucky is about 8 miles away, Walton is about 11 miles out, and Florence, Kentucky covers larger shopping and dining needs at roughly 15 miles. Dry Ridge is about 23 miles away, and Cincinnati, Ohio is roughly 26 miles out. Cincinnati/Northern Kentucky International Airport (CVG) in Hebron is approximately 11 miles away, keeping air travel close at hand. Lexington, Kentucky is about 71 miles out, and Louisville, Kentucky sits roughly 84 miles away, both reachable for day trips or occasional travel. Recreation and attractions are close by as well. The Dr. Norman and Martha Adair Wildlife Management Area, a 635+/- acre public tract managed by the Kentucky Department of Fish and Wildlife Resources, offers deer and turkey hunting under statewide seasons across forested, rolling bottomland terrain. Big Bone Lick State Historic Site sits nearby, known as the Birthplace of American Paleontology for its Ice Age fossil discoveries, with hiking trails, a nature center, and local history. The Rabbit Hash Ferry connects the historic river village of Rabbit Hash, Kentucky to Rising Sun, Indiana, and the Ark Encounter in Williamstown is about 28 miles away. This is a clear, buildable 7.33+/- acres with real road frontage and electric at the road, in a location that trades city density for space and quiet while keeping practical access to Cincinnati, Northern Kentucky, and the wider region.

12252 Ryle Road, Union
$200,000
640909 MLS
Discover the perfect place to bring your vision to life on this stunning estate lot in the desirable Memorial Pointe subdivision. Ideally positioned overlooking the golf course at Highland Country Club. This prime property offers the rare combination of privacy and convenience, giving you the freedom to design and build your dream home exactly as you've imagined, especially with the craftsmanship and expertise of Ashley Builders. Located mere minutes from downtown, you'll enjoy easy access to dining, shopping, entertainment, and everyday amenities--while still savoring the tranquility of an upscale residential setting. Secure your piece of paradise in Memorial Pointe and start building the lifestyle you've always wanted.

793 Fairbanks Lane, Southgate
$200,000
2 Beds ⋅ 1 Baths ⋅ 637385 MLS
Escape to the peace and serenity of this cozy 2-bedroom, 1-bath cabin nestled in a quiet, wooded setting just steps from the lake! Located in a sought-after lake resort community, this off-water gem offers the perfect blend of charm and modern comfort. House is fully furnished. Price can be adjusted if furnishings are not included.

445 Elk Lake Resort Road, Owenton
$200,000
2 Beds ⋅ 1 Baths ⋅ 636447 MLS
Great opportunity to enjoy lake life at an affordable price! This 2-bedroom, 1-bath cottage is situated on two dry lots, offering extra space and plenty of storage. The open-concept design makes the home feel spacious and welcoming, while the large covered front porch is perfect for relaxing with friends and family! Recent updates include metal roof 22', new kitchen cabinets, newer flooring on first floor, kitchen sink and faucets, a new hot water heater and a new side rear porch deck. The property also features two oversized metal sheds with concrete floors totaling 600 sq. ft.--ideal for storing lake toys, tools, or creating a workshop. From the cottage, enjoy a view of the lake cove, covered pavilion approx. 350 sq. ft. under roof, and take advantage of the convenient location near the front gate and the marina boat launch. Whether you're looking for a weekend getaway or a year-round retreat, this home is a wonderful way to become part of a private lake community. Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!

445 Elk Lake Resort Road, Owenton
$200,000
633048 MLS
GREAT LOCATION - EASY ACCESS FROM BYPASS OR US 25 Located in city limits of Dry Ridge - Zoned R-3. 2.8 acres +/- railroad access. Easement for natural gas may be provided by seller. Natural gas is approximately 800 ft off site. City sewer must be pumped off site. Approximately 1200 ft. easement.

129 S Main Street, Williamstown
$199,999
3 Beds ⋅ 1 Baths ⋅ 645234 MLS
SELLER IS OFFER 5K IN CLOSING COSTS CONCESSION! Charming and full of character, this beautiful 3-bedroom home offers the perfect blend of warmth, style, and functionality! Hardwood floors, original woodwork, and a pretty fireplace create an inviting atmosphere from the moment you step inside. The spacious living areas are filled with natural light and timeless charm throughout.The kitchen features stainless steel appliances, ample cabinet space, and convenient access to the back deck which leads down to a magnificent play set! Upstairs offers flexible living space that can easily serve as a third bedroom, home office, playroom, or bonus room to fit your needs. Additional highlights include a garage, off-street parking, and plenty of storage. With its classic details, versatile layout, and welcoming feel, this home is one you won't want to miss!

402 Linden Avenue, Southgate
$199,900
2 Beds ⋅ 2 Baths ⋅ 646668 MLS
Standout style and a fantastic location await at 337 Lindsey Street! This 2-bedroom, 1.5-bath home features a gorgeous kitchen with crisp white cabinetry, granite countertops, and a large center island offering plenty of space for cooking, gathering, and entertaining. A first-floor primary bedroom adds everyday convenience, while the additional bedroom provides flexible space for family, guests, or a home office. The HVAC system is only approximately 1-2 years old, and off-street parking is another great bonus. Enjoy being just minutes from Downtown Cincinnati, Newport on the Levee, dining, entertainment, and more, with incredibly easy highway access making it simple to get anywhere around the Greater Cincinnati area. Whether you're looking for your first home, ready to downsize, or simply want a stylish home close to everything, 337 Lindsey Street is one you won't want to miss--schedule your showing and come see it for yourself!

337 Lindsey Street, Newport
$199,900
2 Beds ⋅ 2 Baths ⋅ 646445 MLS
Move in ready 2-family home perfect for investors or owner occupants. Nicely renovated property featuring off street parking, private entrances to both units, & 2 decks. Updated fixtures, baths, & kitchens. Granite counters & tiled backsplash on 2nd floor! Freshly painted, newer flooring, & flexible living space. 1st level could be used as a 2 bedroom unit. Cute fenced side yard area plus covered front porch. Conveniently located within minutes of the interstate, restaurant, & shopping.

4222 Mckee Street, Latonia
$199,900
2 Beds ⋅ 1 Baths ⋅ 646344 MLS
Move right into this beautiful 2-bedroom, 1-bath home offering the perfect blend of historic charm and modern updates with off street parking! The bright, open interior features fresh neutral paint, refinished hardwood floors, recessed lighting, and spacious rooms and storage throughout. The updated kitchen showcases white cabinetry, walk-in pantry, butcher block countertops, subway tile backsplash, and stainless steel appliances. Both bedrooms are generously sized, including an oversized primary with a sitting area/home office. Tastefully updated from top to bottom, this home offers stylish finishes, abundant natural light, and a warm, inviting feel. Conveniently located just minutes from all the shopping, dining, entertainment, and more this booming area has to offer. Buyer to verify all info. Agent is owner.

420 W 9th Street, Newport
$199,900
645981 MLS
Rare opportunity to own approximately 3.4 acres in Northern Kentucky with views of the Cincinnati skyline! Located along Kentucky Drive, with a portion of the property extending behind 155 Kentucky Drive, this expansive parcel offers a unique opportunity to build your dream home while enjoying privacy, acreage and a beautiful city backdrop. Conveniently located just minutes from Newport, Bellevue, Downtown Cincinnati, shopping, dining and major highways. Bring your builder and explore the possibilities of this one-of-a-kind homesite!

Kentucky Drive, Newport
$199,900
645309 MLS
Looking for a spacious lot in Ft Thomas to build? This lot offers convenience, privacy and seclusion? This property consist of .74 acres has an abundance of woods, privacy and the conveniences you would expect. Being close to the Newport Pavilion and Cincinnati makes this property very desirable. First time on the market since 1951. Here is the lot you've been waiting for!

225 Ohio Avenue, Fort Thomas
$199,500
2 Beds ⋅ 2 Baths ⋅ 645502 MLS
Welcome to country living with modern updates! Situated on a picturesque 1.2± acre lot just 5 miles west of Owenton, this beautifully renovated 2-bedroom, 2-bath home was completely updated approximately 2½ years ago, offering the perfect blend of charm and peace of mind. The inviting eat-in kitchen provides a comfortable gathering space, while the covered front porch is ideal for enjoying your morning coffee or relaxing after a long day. A standout feature is the impressive 42' x 30' detached metal garage/shop, complete with two mechanical automotive lifts--perfect for car enthusiasts, mechanics, hobbyists, or anyone needing exceptional workspace and storage. Whether you're looking for a move-in-ready country home or a property with room to work and play, this one checks all the boxes. Don't let this opportunity drive away!

1375 Squiresville Road, Owenton
$199,500
4 Beds ⋅ 3 Baths ⋅ 643928 MLS
Traditional 1.5-story farmhouse situated on 2.77± acres, offering a blend of character, space, and recent updates. This home features 4 bedrooms, 2 full bathrooms, and 1 half bath, along with an eat-in kitchen, formal dining area, and convenient first-floor laundry. The living space includes a wood-burning fireplace, while the partially finished ¾ basement provides additional room for recreation, storage, or hobbies. Recent improvements include a new roof and newly installed septic system. Connected to city water and offering a peaceful country setting with ample outdoor space, this property is ready for its next owner.

6490 Gratz Road, Owenton